With the improvement of people’s living standards and the increase in income, everyone’s free money has increased, and more and more people have begun to pay attention to financial management. There are many ways to invest in wealth management, such as buying stocks, buying funds, fixed deposit, and so on.
So, if you have 5,000 Dollars, How will you invest in?
Stock investment
A stock is a kind of securities, which is a stock certificate issued by a stock company to a funder when raising capital, and represents the ownership of the stock company by its holder (ie, the shareholder). Stocks are a component of the capital of a joint stock company and can be transferred, traded or mortgaged. It is the main long-term credit instrument in the capital market. Stocks are highly profitable and highly liquid, but relatively risky. But as long as the investment is prudent, stocks are a high-yield investment.
Income Index: ★★★
Risk Index: ★★★★★
Fixed deposit
Deposit is a relatively conservative way of managing money. It is the most stable financial management and the most basic financial management. Although the interest rate on deposits is very low, deposits are also essential. Deposits are divided into fixed deposits and demand deposits. Deposits are prepared from time to time. Bank deposits will be affected by inflation, and Alipay’s balance treasure is no exception, but Yu’ebao is relatively flexible. To a certain extent, this kind of deposit will also have certain risks.
Income Index: ★
Risk Index: ★★
Fund
The fund is a convenient way to manage money, and you don’t need to care about market fluctuations. 5,000 Dollars can be used for fund management. There are several types of fund management. There are relatively stable funds, medium-risk funds, and high-risk funds. It depends on your personal preference. In general, stable funds are higher than bank interest rates and are financial products that risk-averse people prefer to buy. Which one to buy depends on whether you like high risk or prefer to be stable.
Income Index: ★★
Risk Index: ★★★
Epay digital wallet
Epay wallet supports a variety of investment methods, such as the purchase and sale of cryptocurrency, as well as exchanges between different currencies around the world. Nowadays, investment in cryptocurrency is popular all over the world. There are countless investors who have profited from it. You can purchase 9 kinds of cryptocurrency, including BTC, ETH, EOS, BCH, LTC, XRP, EUSD, USDT, PAX. Buy and sell at any time,
In addition, because the exchange rate between different currencies is changing all the time. You can exchange at any time according to the economic situation and earn from the exchange rate. The benefits are considerable because the currency exchange rate of Epay is real-time, there is no hidden fee
Income Index: ★★★★★
Risk Index: ★★★
From the above investment methods, each investor still needs to choose the investment method that suits himself. If you have a lower risk of preference and want to earn high returns, you can try the Epay Wallet.